Sacramento–Roseville–Folsom, CA is projected to see a sizable monthly housing cost decline among the top 50 US metros in 2026.
Monthly housing payments in the Sacramento area are projected to fall 6.28% yearly, averaging ~$2,958/mo.
Lower mortgage rates combined with modest home price growth are expected to reduce monthly housing costs.
Sacramento buyers may benefit from improved affordability in a market that has been rising steadily.
Overall, declining costs could encourage more buyer activity without creating volatility in home prices.
