Obtaining a mortgage as a U.S. expat or foreign national involves determining your budget and mortgage type, comparing loan rates, and getting pre-qualified with a completed application, passport, financials, and a credit report from your home country. After application submission, review loan approval, order an appraisal, and clear underwriter conditions. Finally, sign the mortgage documents. Financing options include up to 75% for foreign nationals and 80% for U.S. expats.
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