The U.S. faces a 5-million-home shortage, especially impacting starter and entry-level inventory.
Building more homes requires reducing federal barriers, increasing density, and supporting infrastructure investments.
Large investor activity and private listing networks limit access, transparency, and competition for buyers.
Modernizing mortgages and lowering origination costs can reduce monthly payments and boost affordability.
A multi-layered solution of more supply, transparency, and lower costs is essential for progress.
