The U.S. housing market is rebalancing from a seller's market to a more balanced, challenging environment. Home prices rise modestly, inventory grows, and buyer demand remains cautious due to high mortgage rates and affordability issues. New construction slows, impacting builders and lenders, while affordable housing and home improvement sectors show resilience. The market will see slower price growth, regional variation, and a continued "lock-in effect," requiring strategic adaptation from all participants.
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