In 2026, the housing market has cooled compared to the 2020 pandemic surge, with buyers more cautious due to higher borrowing costs and affordability concerns. Homes now stay longer on the market, especially in Montana, where the average is 121 days and supply equals 6.3 months. Hawaii has the largest supply at 8.4 months, with homes averaging 104 days on the market. The slowest-selling states include Montana, Vermont, Hawaii, and South Carolina.
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