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The 2026 housing market is highly localized, with trends varying by region.

Buyers are expected to gain an edge due to stabilizing mortgage rates (6–7%) and increased inventory.

Negotiation power is rising, allowing buyers to request concessions like closing-cost contributions.

Sellers may need to price homes realistically, offer move-in ready properties, and stay flexible on terms.

Overall, 2026 favors prepared buyers, while sellers must adapt to shifting market conditions.

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