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Slide 1:
Home contract signings jumped 1.9% in October as lower mortgage rates attract buyers.

Slide 2:
Pending sales rose nationwide except the West, Midwest saw biggest 5.3% increase.

Slide 3:
October contracts still down 0.4% year-over-year despite short-term market boost.

Slide 4:
Government shutdown caused loan delays, but most mortgage processes continued normally.

Slide 5:
Pending home data hints future sales; activity likely slow through end of 2025.